Different asset classes performs at different points in time
	Reduce dependency on a single asset class
	Helps to mitigate volatility of portfolio returns

	Asset Allocation shall be rebalanced regularly by fund managers based on evolving market dynamics
	Diversified Portfolio that aims to combine stability of fixed income, growth potential of equity and tactical exposure to gold/silver

	EQUITY : Diversified portfolio of stocks for long term capital appreciation.
	DEBT : Dynamic duration management with a portfolio of high-quality securities with reasonable accruals.
	Gold/Silver** : Tactical exposure to Gold and Silver

**Units of Gold/Silver ETFs & other Gold and Silver instruments (including Exchange traded commodity derivative (ETCDs) as permitted by SEBI from time to time.

Sector	MMMAA
Financial Services	7.80%
Oil Gas & Consumable Fuels	4.83%
Information Technology	4.59%
Fast Moving Consumer Goods	4.39%
Capital Goods	2.77%

^#For the equity portion

Data as on August 31, 2024

ICICI Prudential Gold ETF	7.59%
Nippon India Silver ETF	7.14%
National Bank For Agriculture and Rural Development (CB)	7.07%
7.18% GOI (MD 24/07/2037) (SOV)	6.16%
Small Industries Dev Bank of India (CB)	5.03%
Total	32.99%

CP - Commercial Paper, CD - Certificate of Deposit, CB - Corporate Bond, SOV- Sovereign

Security	% to Net Assets
NTPC Limited	1.51%
State Bank of India	1.49%
ICICI Bank Limited	1.43%
HDFC Bank Limited	1.34%
Divi's Laboratories Limited	1.33%
LTIMindtree Limited	1.28%
Infosys Limited	1.27%
Aditya Vision Ltd	1.22%
Tech Mahindra Limited	1.17%
ITC Limited	1.13%
Total	13.17%

Annualised Portfolio YTM*1^	7.30%2
Macaulay Duration^	4.71 years2
Modified Duration^	4.502
Residual Maturity^	7.30 years2
As on (Date)	August 31, 2024

*In case of semi annual YTM, it will be annualised
^For debt component
¹Yield to maturity should not be construed as minimum return offered by the Scheme. ²Calculated on amount invested in debt securities (including accrued interest), deployment of funds in TREPS and Reverse Repo and net receivable / payable.
Calculated for the period since inception till August 31, 2024. | Data Source: ICRA Analytics, Bloomberg | Data as on August 31, 2024 | N.A.: Net Assets

Investment Objective:
The investment objective of the Scheme is to seek to generate long-term capital appreciation and income by investing in equity and equity related securities, debt & money market instruments, Gold/Silver ETFs and Exchange Traded Commodity Derivatives (ETCDs) as permitted by SEBI from time to time. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Fund Manager:
Mr. Renjith Sivaram (Equity)
Total Experience: 13 years | Experience in managing this fund: 5 months (managing since March 13, 2024)

Mr. Rahul Pal (Debt)
Total Experience: 22 years | Experience in managing this fund: 5 months (managing since March 13, 2024)

Mr. Pranav Patel^$
Total Experience: 9 years | Experience in managing this fund: 5 months (managing since March 13, 2024)

^$Dedicated Fund Manager for Overseas Investments

Date of allotment: March 13, 2024

Benchmark: 45% NIFTY 500 TRI + 40% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold + 5% Domestic Price of Silver

Option: IDCW (IDCW Option will have IDCW Reinvestment (D) & IDCW Payout facility) and Growth (D) D-Default

Minimum Application Amount : Rs. 1,000/- and in multiples of Rs. 1/- thereafter

Minimum Additional Purchase Amount: Rs. 1,000/- and in multiples of Rs.. 1/- thereafter

Minimum amount for redemption/switch out: Rs. 1,000/- or 100 units or account balance, whichever is lower

Minimum Weekly & Monthly SIP Amount: Rs 500 and in multiples of Rs. 1 thereafter

Minimum Weekly & Monthly SIP Installments: 6

Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Rs. 1 thereafter

Minimum Quarterly SIP installments: 4

Monthly AAUM as on August 31, 2024 (Rs. in Cr.): 485.44

Monthly AUM as on August 31, 2024 (Rs. in Cr.): 498.31

Entry Load: Not applicable

Exit Load: • An Exit Load of 0.5% is payable if Units are redeemed / switched-out up to 3 months from the date of allotment;

• Nil if Units are redeemed / switched-out after 3 months from the date of allotment.

Redemption /Switch-Out of Units would be done on First in First out Basis (FIFO).

Historical data shows that a diversified portfolio of equity, debt and gold asset classes offers a balanced combination of returns that helps mitigate losses. The Composite portfolio exhibits a notably lower level of volatility as measured by standard deviation compared to Equity and Gold.

Note : Data period: 31st May 2009- 31st May 2024. Returns are CAGR calculated on a 3-year rolling basis for every day for the period 31-May-2009 - 31-May-2024. The data provided above is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. Mahindra Manulife Investment Management Private Limited/Mahindra Manulife Mutual Fund is not guaranteeing or forecasting any returns. Past performance may or may not be sustained in future. *Internally defined threshold for illustrative purpose only to explain the concept of diversification of asset classes using the composite portfolio. The Composite portfolio is used for illustrative purposes to explain diversification of asset classes.

Source: Bloomberg/MCX/MFI Explorer;